Will Adaptu.com Help Me Get Control of My Budget?

Adaptu.com is a unique money management site that offers the tools you need to gain control of your finances. The site is set up to help you to budget your current and future expenses. In addition to the tools you can find on the Internet, the site offers a free downloadable app for your phone. This means you can keep track of your expenses while you are on the go. It eliminates the guesswork while you are out shopping, and may make it easier to stay on budget.

Pros:

• The site is free.
• It is easy to set up and access.
• There is a lot of good information available in the articles on the pages.

Cons:

• The site seems to have trouble updating some of my accounts, and I have to manually enter in a password to make it happen.

This site is set up to help people gain control of their finances. The articles about your financial decisions address all portions of your life, and life choices that you will need to make. They offer advice to an audience with a wide age range. The topics are clearly broken up and easy to navigate through. The layout of the website is easy to navigate and use.

The money management tools are easy to use. It took a matter of minutes to upload account information into the site. The updating should have happened automatically, but I found that for my smaller bank it did not. This may be the way that my bank has set up the online account information. The nice things about this feature is that it will save you time as you track your budget and try to balance your checking account.

The budget is easy to set up as well. It will schedule in future bills so you can see what your balance is for the month, not just currently. This feature can make a big difference in your planning, especially if you have a difficult time thinking ahead. You can determine which bills will be shown in advance, but this is a good idea, because it can prevent you from running out of money at the end of the month.

One nice feature that the site offers is the Adaptu wallet. This is a mobile app that allows you to track your money and spending on the go. This can be really helpful if you are tackling a huge shopping list or if you and your partner are out shopping at the same time. The mobile app allows you tot rack your current balance, and see what is coming up, to help you prevent overspending. This feature should appeal to people in their twenties the most. It is nice to be able to manage this information wherever you are from the convenience of your phone.

Overall the site is well put together, and is really trying to build a good supportive community to help people get control of their finances. The discussions I saw were not active, but that does not mean that if you posted a new one, you would not get responses. There are new threads added on a regular basis.

There is not a solid debt payment calculator on the site, although there are articles about paying down your debt, and dealing with difficult debt situations. If you are just starting out, and need to get control of your debt, a debt payment calculator can be a good motivating tool to help you jumpstart your debt payment plan.